The following is my take on health care as a social problem:
A lot of talk has hovered around the notion of health care being a right, which I totally agree with. However, my view point is drastically different than those spinning around right now. People should have a universal right to ACCESS affordable health care, that said just because people have the right it doesn’t make it an entitlement nor does it mean that the individual has no responsibility to the health care system.
Specific Reforms
Having access to affordable health care is simple, tell the government to stop messing with it. I put forth the notion that we repeal ALL of the government red tape to health care (including those that created the horrid HMO’s in the first place) and instead replace it with a clear cut patient bill of rights that all health care agents must adhere to. Instead of trying to control every aspect of the industry we should simply try to dictate what everyone should have access to at a minimum and protect civil liberties.
The FDA should be simplified as much as possible, and have very narrow responsibilities. It’s only major responsibility should be to find if a treatment is safe (i.e. will not cause harm to most patents) beyond that it should be left to the researchers and doctors to decide what is good for individual patents. I also believe that the FDA should be in parody with other 1st world nations; that is if a treatment is widely used in say England than it is automatically ok for our markets. This will allow for the widest amount of treatments available. Of course this includes herbal, and other “alternative” forms of treatment as well.
When it comes to health care the industry needs to be shifted away from monopolization of services and profit mongering and be redirected toward competition based on innovation. The best way to do this is patent reform. Right now companies can patent life saving treatments and monopolize them for more than a decade and in some cases and even longer. More over, they delay in releasing updated treatments until the older ones have been milked totally for every dollar. Medical patents are not light bulbs, and should not be treated as such. Medical patents should be good for no more than 2 or 3 years to allow for R&D to be recouped, after that generics can be widely made. Further more, “non-life saving drugs and treatments” (think Viagra) should not be patented at all. This will make them less profitable which will shift the R&D focus back to saving lives instead of getting off. Lastly treatments developed at any intuition of higher education (Like Carnegie Melon) must exist in the public domain. The whole point of higher education is promote enlightenment beyond the institution’s walls through its research and graduates not sold to the highest bidder or taken to a private lab if it is deemed profitable. It’s fine for colleges to have partnerships with private health care firms and hospitals but that doesn’t make the college an extension of the firm.
One of the major problems we face is a lack of medical professionals. Community, Technical, and State schools need to reach out to the people to enter the medical field. As a country we need a new focus in primary education on the sciences. Interest free loans, and tax breaks need to be offered to those who choose to get their advanced education in health care. But most of all, the artificial glass ceiling on doctorate degrees needs to be lifted. The number of advanced degrees in health care needs to be doubled at a minimum. Also we need to work harder to be sure that doctors and professionals that choose to come here from other countries can continue to participate in our system once here.
Drug corporations should not be allowed to direct market. Drugs are drugs whether it be nicotine or Valtrex. Only health professionals have the ability to diagnose and treat illness. If a patient has already decided what their treatment course should be based on a 30 second commercial or an ad in Playboy it only serves to make the medical practitioners job of isolating what is actually wrong with the patient much harder. Issue ads are great, but not marketing.
A shift from treatment to preventive care is a must. The best way to stop illness is to not get sick in the first place. The health care industry, society, and the government must recognize this and take steps to reinforce it.
It’s not Just About Corporate or Government Responsibility:
As I said before just because something is a right does not make it a free entitlement. Americans have a responsibility to be healthy, and to take their own wellbeing seriously. If you are over weight, a smoker, drug addict, take unnecessary risks, or are just plain irresponsible why on earth should you have access to the same health care for free or for even the same price as others? You shouldn’t, you should pay more. People are allowed to make choices in this country with great freedom, but to think they won’t have a price down the line is down right delusional.
Yes education is poor in this country and there fore people make uneducated decisions and I do feel sorry for these people, but that doesn’t make it ok nor should it be reinforced. In our society we constantly get the message “this is not ok,…but if you do it you wont be punished for it” this is a terrible message and it should be replaced with “you are free to do whatever you wish after all this is your life, but you have to live with the sum of your actions.”. We expect this of convicts, why do we have to wait for a crime to be committed to take this attitude?
At some point people DO lose control of their actions like for say drug addiction. When that happens the community must step up to help people back to the strait and narrow (provided they want help) but for the most part people have total control of their health. You chose to start smoking, to eat at McDonalds, and to not exercise there fore you must take responsibility for you actions rather than blaming where you get you poison pill from. I feel that most of the lawsuits that site anything other than gross misinterpretation of the facts in regards to suing for health reasons as totally illogical. It’s not McDonald’s fault that your fat or the cigarette company’s if you get cancer, its your fault for not educating yourself and you should pay for it; not them. Baring gross misinterpretation of the facts suits should not be allowed to be brought against companies. So if you were dumb enough to believe smoking was good for you back the 50’s and 60’s because the TV told you so you might have a case, today you don’t because of general awareness.
One way to encourage health care in this country is to limit lawsuits, however this can’t be done with tort reform alone. Bush’s tort reform only served to limit peoples rights and provided no way for citizens to protect themselves from gross malpractice. The tort reforms need to be tightened more, but also coupled with the introduction of non-death related life insurance. This type of insurance would help people with lost wages, bills, counseling, long term care, and other expenses associated with under going a procedure which has an on foreseen outcome. Likewise accountably needs to be increased on physicians, bad doctors should not be allowed to practice medicine.
The Truth, Some More Reform, and a Quick Q&A
The “500 dollar toilet seat” is real. Every time government begins to regulate an industry government funds (your tax dollars) and tax loop holes for the businesses in an industry follow. If we strip away the regulation and with it the funding, the tax breaks connected to it, hold health care providers to their tax bills, and enforce a patients bill of rights there is only one place these companies can turn to in order to remain successful: patients. They will have to offer coverage that is progressive, affordable, and competitive with other providers. With less regulation tax breaks for the average American will be possible, couple these tax breaks with patent reform and an “employer insurance fee” we have the makings of a truly robust American health care system based on innovation, individuals responsibility, self empowerment, competition, and varying coverage for varying needs.
Wait Mr. Rambler! What the heck is a “ employer insurance fee”?! It is my belief that with these changes prices would deflate quickly across the board in health care, which means the reasons for employers to not help with health care costs would shrink. Instead of employers going through the daunting task of offering health care they should simply give employees a stipend to help with cost and let them go select the health care that best fits there NEEDS. This fee can be negotiated as part of salary when hired or when salary changes, during union negotiations, or through an office co-op (an unorganized union). It would eliminate the high costs of maintaining a health care package, and allow employees to actually use more of the money the firms spends on health care on health care.
Wait, if we just give the people the money to buy their health care directly what happens if they don’t use the money for health care? It is true this system puts the responsibility on the individual but it is in societies best interest to insure that its being used for what its intended. Part of the law requiring employers to pay the fee to employees would also include a provision that all Americans MUST purchase health coverage, if they don’t they could incur fines or possible be charged with crimes like endangering a minor if children are in the equation.
Closing Thoughts
This is part one of two since Social Security, Medicare, and Medicaid also feed our problems. Those topics are for future posts though. The bottom line is much can be done just within the private insurance industry to repair our insurance woes without even jumping into the public system.